Personal finance

You already deliver products and services to your clients that help them get the best from life – and they trust your recommendations. Now you can add fully compliant travel money to your portfolio and help their holiday and travel needs too.

Key benefits for the personal finance industry


Fully compliant

Our technology is already fully compliant and requires no further action by you. Its ready to go when you are. Furthermore we offer advanced customer due diligence for your complete reassurance.


Fully outsourced

When you partner with Spendology you get to focus on your own business exclusively, leaving everything else to us. From ordering to delivery, from payments to support, we take care of everything.


White label branding

Your travel money site will be fully branded with your logo, colours and fonts so there is customer recognition throughout.


Sales or service

Decide if you want to add a margin and sell for profit or have no margin and offer it as a customer benefit so you can say thank you for their business. Spendology is the only company in the UK that gives you this choice.

Key features for the
personal finance industry

Enjoy attractive profits on orders

  • Spendology can deliver net profits of 1%-5%
  • Achieve this whilst still offering attractive rates that are comparable with the High Street
  • Potential profits:
    20,000 orders        £130k-£650k
    100,000 orders      £650k-£3.25m

Impress your clients with our technology suite

  • Great ranges of exchange rates and service
  • Apple and Android mobile apps
  • Clever currency features
  • Impress your customers
  • Enhance your reputation

Compliance-ready and fraud protected

  • Routine fraud monitoring for suspicious activity
  • Reporting on unusual registration, buying and delivery patterns and trends
  • Payment processing by Worldpay, the worlds largest online payment gateway with industry leading fraud protection
  • Discreet but comprehensive identity checks on every customer to reduce fraud
  • Advanced customer due diligence as standard

Great rates and service to keep your clients coming back

  • Great new service for client retention and loyalty
  • Fully outsourced with high service standards
  • Help your clients reduce their international travel costs by up to 8%
  • Offer clever currency tools that help them buy when rates are highest

Your branding identity and logo throughout

  • Fully white labelled
  • Features your logo
  • Features your colours
  • Features your brand font

Monitor customers and orders via your dedicated portal

  • Track all orders and payments
  • 24/7 customer portal

Choose the delivery options that suit your business

  • Delivery via fully insured Royal Mail Special Delivery
  • 1pm, 9am or Saturday with tiered pricing based on order value
  • Add Click and Collect option allowing for delivery from your offices (Coming Soon)
  • Add Local Collect option for delivery from 12,500 nationwide including all Post Offices and Royal Mail Delivery Offices. (Coming Soon)

53 currencies available to order

  • 53 currencies available to order
  • Covers 99% of all travel destinations
  • Delivery in a maximum of 2 business days

Our travel industry clients include

Silver Award Winner
Best Travel Money Retailer
British Travel Awards 2019
As voted by the UK public
We are delighted to announce that a Spendology Cloud client has won the Silver Award for Best travel money retailer at this year's travel industry Oscars.
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